Jeremy Grantham is also seeing signs of euphoria in the current market which historically have been good indicators of b

Fitness apps may have scored a bad rap recently (with critics claiming they’re too number-heavy) but for me, tracking my habits, mood and workouts in the diary section of the F45 Challenge app became a key source of motivation when I was struggling, and I’d eagerly await the “drop” of the following week’s meal plan on Mondays (how’s that for a sorry glimpse into my life?). I stuck to the meal plan pretty staunchly and trained six times a week on average, giving me a huge sense of achievement and satisfaction that I hadn’t felt for ages. It was great having a fitness and nutrition plan laid out for me — it freed up mental space to think about other things.

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large amount of his personal profit into growing the company even more, and he will keep his responsibilities for at least the next few years. Why? Because he’s passionate, driven, and because he can’t sit still doing nothing for more than 2 minutes. That’s the power of entrepreneurship done right.

Equally, there’s no getting around the importance of dusting yourself off and trying again when you hit stumbling blocks. “Getting back into the swing of it after a holiday can be tough for people,” Jake Hazell, F45 Farringdon’s studio manager, tells me, and yep, he’s right. In week three, just as I was hitting my stride, I went on a long weekend to Marrakech and everything went out the window (because YOLO and there’s no way I wanted to be That Girl who ruins their boyfriend’s holiday by eschewing the bread basket and leaving him to drink alone). I ditched the meal plan and broke the plan’s no-alcohol rule, and I drank a few other times later on in the challenge and ended up going more overboard than usual because of the novelty of it. While I don’t regret the fun I had (and wouldn’t have done anything differently on holiday), it was tough getting back into the #fitness mindset and annoying knowing I’d undone my progress. The key, though, is picking up where you left off and letting it go. The challenge is hard enough as it is, without the added mental anguish of regretting some fun experiences that can’t be undone.

In a world where everyone’s Instagramming their workouts, and gyms flog their classes with the help of their Herculean superstar trainers’ vast online followings, it’s easy to expect immediate results from the latest fitness trend. I’m as guilty of this as anyone. But the F45 Challenge hammered home the obvious, unglamorous truth: the more sustained effort you expel, the more likely you are to see the outcome you want. The days when I chest-pressed 10kg rather than my safer 8kg were the days I’d leave the studio feeling proudest and most satisfied. “People become braver and push themselves more with weights from week to week,” says Honey Fine, a fitness coach at F45 Farringdon. “They learn that being part of a community allows you to feel comfortable in a safe environment to train, discuss the challenge and their concerns.”

Too much restriction and life admin, I very quickly realised, is terrible for my mental health. In between the alcohol abstinence and nightly meal-prep, there were times when I felt pretty low. Luckily the encouragement from others and the classes themselves were enough to keep me going, but it’s called a “challenge” for a reason: it’s not sustainable long term. A challenge like this (if you’re a fitness fanatic and can afford the hefty £200 a month) is fun, life-enhancing and the health benefits are amazing — by week eight my skin was blemish-free, I felt stronger and I’d shaved a year off my biological age — but it made me realise how much I value alcohol, meals out, and simply doing nothing (that is, not exercising) for my mental health. That being said, I learned you have to get through the lows to properly value the highs — and I’ve already put the dates for the next challenge in my diary.

When Jeremy Grantham heard his colleague recount the story of a young woman on a bus ride from New Hampshire to Boston in 2018 who wanted to sell her house to invest in stocks, Jeremy’s alarm bells went off. This, to him, signalled the peak of the US stock market in 2018. The woman wasn’t happy to see her $300,000 house gaining few percentage points every year when stocks were growing at a double-digit per annum since 2009. The stock market has subsequently dropped by 25% during the second half of 2018.

While it’s important to be deliberate and consistent in your training, it’s crucial to have diversity within each session (the same goes for healthy eating). The focus of F45’s classes alternates each day: Mondays, Wednesdays and Fridays are cardio-focused, while Tuesdays and Thursdays are weights-based, and Saturday is a slightly longer class (Hollywood, my favourite) that combines both. Classes are never repeated (and specific exercises are only repeated every now and again) so you never get bored, while recipes on the meal plan aren’t repeated week to week. I realised my diet was extremely lacking in diversity — as a veggie, I leaned heavily towards carbs and wasn’t getting enough protein (I’m now a protein shake addict) — and I was too reliant on caffeine (see: the aforementioned crippling headache). I came away with a cookery book’s worth of recipes that I’ve already been recreating in my post-challenge life.

On top of the support from the Farringdon studio, there was also the global network of F45 studios to get me through. Whatever fitness challenge you’re doing, I’d recommend following others doing the same challenge on social media. Everyone on the F45 Challenge around the world does the same classes each day, and it was helpful looking at others’ versions of the same meals and the classes beforehand. My Instagram feed looked like the inside of a bodybuilder’s kitchen, with all the chicken breasts and protein shakes on the challenge hashtags I was following, and I’d religiously watch the studio’s Instagram Stories for a glimpse of the workout I had to look forward to.

The current stock bubble is unlike any precedented one in his view. The formation of a bubble comes from market participants unrealistically assuming that a perfect economic situation will persist indefinitely. The COVID bubble is unique in the sense that the world expects one of the worst economic conditions and yet the market is valued at historically high levels. This is his view is the direct implication from central banks across the globe injecting liquidity into the system and cutting interest rates to close to zero percent or sub-zero in some countries. He said “every dollar injected in the economy doesn’t flow through the real world but ends up fuelling asset prices or the current bubble”. There hasn’t been this much disconnect between the real world (GDP, economies) and the paper world of stocks and P/E ratios.

I’m usually an independent exerciser and have no problem motivating myself to work out — the thought of jogging with a friend to “catch up” brings me out in hives — but I seriously underestimated how vital others’ encouragement would be to get me through such a massive lifestyle change. “Team changing, life changing” is the F45 slogan and they’re not just empty words. Complaining about the meals and difficulty of certain classes with the same people each day was cheering. My now-friend Mervet Kagu, with whom I did virtually every class, also describes “the sense of community and support from fellow challengers and the trainers” as her biggest motivation throughout. As someone who usually avoids all eye contact with others at the gym, I surprisingly didn’t mind having to make small talk with fellow challengers at 7am. I was also added to a WhatsApp group headed by the trainer who’d act as my mentor throughout (shout out to Jonah!), which I was grateful for countless times. Once I’d muted it, which I did within five minutes of being added, it was an invaluable source of challenge intel.

Flash forward to now, just a week after finishing the challenge at F45 Farringdon, the endorphins are settling down and the novelty of being able to guiltlessly sip my favourite gin cocktails is starting to wear off, and I’m in a good position to reflect on what I learned. Whether you’re considering doing the next F45 Challenge or another challenge (like Barry’s Bootcamp’s Face Yourself or Hellweek, the CrossFit Games, or marathon training), or merely looking to hop back on the fitness train for spring, you may find this useful too.

Sad but true. Call me a sheep, but I don’t enjoy socialising sober at night when everyone else is drinking. This meant I had to turn down invitations and plans where I knew alcohol would