As a side note, I could have programmatically ordered 1000 garlic pizzas from each of the Papa John’s stores throughout

By the time all of the taxes and deductions come off your paycheck, and you subtract the amount you need to pay for housing, transportation, food, and other essential living expenses, the odds are you don’t have a ton of money left to invest at the end of the month.

The situation is similar with another resource-intensive workflow: 3D rendering. This is the sort of task that game developers and special-effects artists frequently perform, and one that we can approximate using Maxon’s Cinebench benchmarks. The older Cinebench R15 version, running in Rosetta 2, sees speedy performance on the M1 Macs. They clearly outperform their Intel predecessors, and they are slightly faster than similar Intel-powered Windows PCs. The 16-Inch MacBook Pro is faster still, with its beefy Core i9 processor. On the latest Cinebench R23 version, though, the M1 Macs outshine the others we were able to retest by wide margins. R23 is native.

Usually, when you hear someone refer to “passive income,” what they really mean is a business with scalable income. Scalable income means you are not guaranteed to make a dime, but there is no limit on your earning potential.

One of the biggest buzzwords in personal finance these days is “passive income.” There is no shortage of internet marketers that want to sell you on the idea that if you simply listen to them (and buy their “program”), you too can kick back and start generating income with minimal effort.

Unless you have inherited a lot of money, the only way you’ll generate a significant amount of passive income is by generating active income from working, living below your means, and investing the difference.

Learning to live frugally, or at least getting to a point where you are happy living below your means, is a crucial step towards financial independence. If you don’t learn to save money when your income is relatively low, you’ll be more likely to fall victim to lifestyle inflation when your income increases.

Between the compounding of my current investments, the additional savings from my day job, and the savings provided by my side hustle, I can project how long it should take to have $1 million saved.

In this article, I’ll explain why what most people refer to as “passive” income is actually “scalable” income and how you can use it as a stepping stone to financial freedom.

Unless you are prepared to practice an extreme level of frugality, it’s unlikely you’ll be able to save 2–4 times your annual expenses each year on the paycheck from your 9–5 job.

However, once you have adopted good spending habits, the fastest path to building wealth is constantly looking for ways to increase your income while keeping your cost of living steady and investing the difference.

I kept writing and building an audience, and slowly the income from writing began to increase. Early in 2020, I created an online course to further monetize my writing and recently started focusing on building a YouTube channel.

Let’s start with video encoding. This is a common workflow for multimedia professionals. Using an older app like Handbrake 1.1 to encode a video on an M1 processor results in decent performance-around 17 minutes to transcode a 4K video to 1080p. That’s actually a bit slower than what the Intel-powered 13-inch MacBook Pro can manage, but not significantly so. But Handbrake 1.1 runs in the Rosetta 2 emulation layer, and when you switch to the native Handbrake 1.4 beta, encoding times improve dramatically. You can see the contrast in the chart below.

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e of the costume is the doctor’s birdlike mask. It had a long beak to filter foul smells using different dried flowers and spices. Their beaks were makeshift respirators filled with roses, lavender, and even peppermint to keep the contagion away.

And while it is true you need to work less for every additional dollar of scalable income, it’s not like you can just kick your feet up and stop working. Passive income is money you can earn without doing any work. If I stopped working on my business, it wouldn’t be long before the income dried up.

Don’t trust anyone who tells you any different. People who tell you it’s possible to earn money without working are either trying to sell you something, delusional, or both.