Health insurance schemes in india

There are so many health insurance schemes run in PM Narendra Modi Yojana.  Here we let you know about important health care schemes that give cashless treatment and free medicines to poor and needy. This type of med claim policy is announced to make India a healthy India. Sometimes due to lack of money poor people avoid to go for hospitalization or taking any thorough treatment. The health care schemes give all types of medical treatments absolutely free. They can take advantage of cashless treatments to private hospitals associated with govt. health care schemes. So here is the look out of the important health care insurance scheme. 

Ayushman Bhart 

Ayushaman Bharat now also recognized as Pradhan Mantri Jan Arogya Yojana. There are around 15000 health and wellness centers developed all around India to reach needy people. These health sectors are designed to give prime concern to those underprivileged people. Also this center is developed to ensure better health care for the people. Also it covers 5 lakh insured amount on the lower premium of Rs. 30 annually.  

Aam Aadmi Bima Yojna

This yojana is specifically invented for the person involved in vocations like carpentry, handloom weaving, fishing etc. A person gets insurance of 30000 on the annual premium of 200 rs per year. the member should be head of the family and his annual amount should be under the below poverty level. 

Central Government Health Scheme

This scheme is run by Central Government of India. This scheme is specifically tailored for central government employees. All employees doing job in central government sector is eligible to take benefit of this. This scheme covers all types of treatments like allopath and homeopathy. Hospitalization to domiciliary care all types of treatments and insurance cover under this scheme. 

Karuna Health Care Scheme

Karuna HealthCare scheme is specially implemented for the poor people suffering from chronic illness. Some serious diagnostics need more time and more money. It covers life threatening diseases like kidney failure, cancer, aids, heart rated medical issues. This scheme is eligible for the poor people who are not able to spend enough money for this type of treatment. This scheme came in effect from 2012 and it still continues to take care of the people suffering from life threatening disease. 

Pradhan Mantri Suraksha Bima Yojana

This covers all the people who has a bank account. This type of venture is made to encourage people to open bank accounts and get insurance policy. This scheme covers rs. 1 lakh premium on the death of the person. Premium of this scheme is just 12 rs per annum. In case a person dies the insurance amount directly gets debited to the person's bank account.

Health insurance is the necessity of the time. When PM Narendra Modi came to know that only 20% citizens of India have insurance he started Suraksha Bima Yojana to motivate Indians to take insurance. There are so many health care schemes in India, if I go in detail it will consume the whole day. So I got to the point and cover all important health care schemes here. Hope you get thorough information.