I kept writing and building an audience, and slowly the income from writing began to increase. Early in 2020, I created

By the time all of the taxes and deductions come off your paycheck, and you subtract the amount you need to pay for housing, transportation, food, and other essential living expenses, the odds are you don’t have a ton of money left to invest at the end of the month.

In most cases, the three browser benchmarks still show the M1 Macs outperforming iPhones, iPads, and Windows 10 PCs, but by a much smaller margin. The JetStream 2 and Basemark Web 3.0 tests actually show the iPad Air and Dell XPS 13 outperforming the M1 Macs.

As a side note, I could have programmatically ordered 1000 garlic pizzas from each of the Papa John’s stores throughout the UK and single-handedly thrown Papa John’s into a frenzy. Can you imagine the chaos that would have caused?

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uilt appeals are, at best, a marginally effective way to keep people engaged or make them feel bad and aren’t even for a good cause, the company should look for more positive ways to get users to stay in the game. Guilt and shame over a sad, fake, multilingual owl who isn’t even a good teacher isn’t worth it.

Learning to live frugally, or at least getting to a point where you are happy living below your means, is a crucial step towards financial independence. If you don’t learn to save money when your income is relatively low, you’ll be more likely to fall victim to lifestyle inflation when your income increases.

In this article, I’ll explain why what most people refer to as “passive” income is actually “scalable” income and how you can use it as a stepping stone to financial freedom.

Unless you have inherited a lot of money, the only way you’ll generate a significant amount of passive income is by generating active income from working, living below your means, and investing the difference.

If you plan to use your new Mac for more than just the basics, assessing the M1’s performance capabilities gets more complicated. In most cases, this complication is thanks to the emulation mentioned earlier, Rosetta 2.

And while it is true you need to work less for every additional dollar of scalable income, it’s not like you can just kick your feet up and stop working. Passive income is money you can earn without doing any work. If I stopped working on my business, it wouldn’t be long before the income dried up.

Don’t trust anyone who tells you any different. People who tell you it’s possible to earn money without working are either trying to sell you something, delusional, or both.

One of the biggest buzzwords in personal finance these days is “passive income.” There is no shortage of internet marketers that want to sell you on the idea that if you simply listen to them (and buy their “program”), you too can kick back and start generating income with minimal effort.

However, once you have adopted good spending habits, the fastest path to building wealth is constantly looking for ways to increase your income while keeping your cost of living steady and investing the difference.

Unless you are prepared to practice an extreme level of frugality, it’s unlikely you’ll be able to save 2–4 times your annual expenses each year on the paycheck from your 9–5 job.

As a side note, I could have programmatically ordered 1000 garlic pizzas from each of the Papa John’s stores throughout the UK and single-handedly thrown Papa John’s into a frenzy. Can you imagine the chaos that would have caused?

Usually, when you hear someone refer to “passive income,” what they really mean is a business with scalable income. Scalable income means you are not guaranteed to make a dime, but there is no limit on your earning potential.