I think of Grand Factory, my favorite club down the street from Mar Mikhael — and J, the guy I “accidentally” ran into t

If you’re impatient and expect to see immediate, gargantuan returns, you’re going to burn through your money. Investing in the stock market isn’t a get-rich-quick scheme. Don’t dump your hard-earned savings into an “up-and-coming” stock and cross your fingers that it takes off.

The most straightforward way to achieving wealth is by living within your means. That’s how school teachers can outpace doctors and lawyers in terms of wealth generation and financial stability.

On the other side, Teacher Tom is thrifty and knows how to live a modest lifestyle. He saves more than he spends, which helps him build wealth at the exact same rate as Doctor Dan.

If you want to pragmatically invest your way to seven-figure wealth, you need to adopt a long-term investment strategy. The good news is you don’t need an extensive financial background or a ridiculous amount of money to start your wealth journey.

Compound interest is the idea of earning interest on interest. When applied to the stock market, it’s the ongoing reinvestment of your capital gains, which creates a compounding effect — so your gains produce even more gains.

Tragedy and pain, loss and fear, that is not normal and it must never be normal. Not anywhere. I wept through the end of the movie I was watching. It was ‘Hannah Montana’. It’s terrible and I highly recommend it, particularly if you need a good cry.

Let’s say you had the foresight and fortitude to invest $1,005 in Netflix back in 2002 when its IPO share price was only $15. Keep in mind, Netflix didn’t look like it does today — their original business model was based on DVD rentals, a market that Blockbuster (R.I.P.) dominated at the time. To give you an idea of the contrast, in 2002, they had 600,000 subscribers. As of September, they boast more than 195 million global subscribers.

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ector is simple but rather brilliant. It intercepts drawing commands from the IDE (or any Swing application) with a custom drawing engine (AWT implementation) that instead of rendering things on screen, records each command, serializes them and sends them to a web client. The web client interprets those drawing commands and renders them in a web page. The web client records keyboard and mouse input, and sends it back to the IDE via AWT.

I’m giving you a part of my story, because I want you to understand that no, we’re not used to it. We were never used to it. What happened that day is not normal. Bombs, shattered glass and ravaged cities are not our everyday.

First of all, you shouldn’t be investing until you’ve established your financial foundation — such as a life fund and an emergency fund. Otherwise, you risk jeopardizing your stability and sanity.

Tears blur my eyes and I’m glad of them, because it’s the only logical response a person can have when they recall all of these places (amongst others), that in a split of a second on August 4th, got completely ravaged.

Even if you sold your investment on July 13 at Netflix’s peak price of $575.37, which would equate to a 53,601% return, your shares would only be worth $539,697. Obviously, that dollar amount probably doesn’t warrant me saying “only” but, for the purposes of our example, it doesn’t make you a millionaire.

If Doctor Dan earns $500,000 a year but suffers from lifestyle creep — buying an expensive house, driving luxurious cars, and living an extravagant day-to-day life — he’s far from financial stability. Why? Because his income is tied up by car payments, mortgage payments, expensive trips, and whatever else he throws his money at.

I think of my first driving lesson. My dad put me behind the wheel in one of Beirut’s busiest and most dangerous highways, because “that’s how you learn in life”. I cried the whole way through that highway, that was right across the Beirut Port.

Tragedy and pain, loss and fear, that is not normal and it must never be normal. Not anywhere. I wept through the end of the movie I was watching. It was ‘Hannah Montana’. It’s terrible and I highly recommend it, particularly if you need a good cry.