My 12-year-old daughter broke her leg several months ago, and not that I’m blaming her broken leg for my perimenopause d

It doesn’t have to take a COVID-related disaster to jolt you awake. Now is the best time to start preparing. It will prevent you from going through what many people are experiencing — this year more than ever. An emergency fund takes dedication and commitment to build, but if you ever encounter a situation where you need funds, you won’t regret the effort you put in.

An emergency fund, on average, has around 3–6 months’ worth of expenses stored away. Essentially, an emergency fund has enough money that you feel secure about falling back on it in case you lose your job. Ideally, you should be able to keep yourself above water for a minimum of 3 months with the amount saved in your emergency fund.

The biggest unknown about menopause, is when perimenopause begins. Perimenopause refers to the years of hormonal fluctuation leading up to menopause and for the majority of people the most difficult time around menopause. Menopause technically means the final menstrual period, which can be confirmed after 12 consecutive months without a period. Usually occurring between the ages of 45–55, with the average age being 51. However, perimenopause can start a decade earlier, meaning the majority of people who are going through perimenopause are often in their 40s. I find most people do not know this. Even some physicians, when asked about perimenopause, tell patients, “you’re too young.”

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Almost 25% of Americans don’t have an emergency fund to bail them out of a sticky situation. However, based on your current job situation and your financial responsibilities, you can start to build a fund one step at a time.

When a friend of mine recently lost several family members in a few months, forced to face this harsh reality. With COVID and unemployment on the rise, people are homeless, food, and essential resources to survive. The calamities they’re facing happened unexpectedly and all at once, giving them no time to prepare in advance and brace themselves for what was coming.

There are no blood or hormone tests to confirm perimenopause, and besides irregular periods and other perimenopause symptoms, there is no certain way to confirm you’ve entered into this stage. However I knew enough to understand this is what I was experiencing. An advantage I’m sadly finding I have over most individuals, and I’m making it my personal mission to get the word out, so more people understand what is happening to their bodies…and minds. To help folks understand the anxiety or sadness they are feeling, for example, may not just be a result of raising teenagers, taking care of our elders, or living through a global pandemic, it may in fact be more related to their body’s current chemistry.

The coronavirus outbreak had led to an unemployment rate as high as 14.4% in April (it was 3.8% in February when the pandemic was in its early stages). Additionally, the risks of economic turmoil and unemployment are higher during the epidemic than during the Great Recession, when unemployment rose to 8.8 million people.

I started getting irregular periods and mood swings, and I kept thinking “here we go.” But I had only been dipping my toe into the perimenopause pool before. Now I had been body slammed into the deep end.

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Data Scientist covers so many facets of engineering and product like software, coding, programming, product management, business analytic, and business intelligence, you can find your niche and work towards a more specialized role (or stay a generalist and conquer them all).

In a life-threatening situation, you can’t ask for a year to save up the required money. You need to have those funds on hand to use right away — but what if you don’t have any savings.

An emergency fund is a collection of assets that you can easily access when caught amid a financial emergency. It could be to keep you and your family covered while searching for a new job after becoming unemployed, or to fund a treatment or therapy. Everyone has different perspectives on what a financial emergency is, but the common factor is that it requires a large sum of money.

Perimenopause had been right around the corner for me and I could hear it coming, like a Mack Truck. I was convinced however that I, a menopause “expert”, was prepared and informed and it definitely wasn’t going to be “that bad.”

An additional reason I sometimes questioned myself as a menopausal leader was the vast majority of the people in class were at least 5 to 10 years older than I was. However, these folks had oftentimes been dealing with the symptoms of perimenopause and menopause for many years, sometimes more than a decade. Once they become informed about what they could do to ease their symptoms, such as lifestyle changes, hormone replacement therapy, acupuncture and herbs to name a few, a common response shared was, “I wish I’d known this years ago.”

Unemployment, however, isn’t the only risk that should be on your lookout radar. If an earning member of your family falls ill, everyone’s fate depends on the amount of savings you have available.