“The problem for people with insomnia is that when they experience it, they play the short game, not the long game,” he

It’s certainly the message I got a couple of years ago when a few tech billionaires asked me to water test their doomsday bunker strategies. Ostensibly, they were worried about “the Event” — the war, climate catastrophe, or, yes, global pandemic that ends life as we know it and forces them to retreat to their high-tech fortresses in Alaska or New Zealand. We spent most of the session discussing potential flaws in their scenario planning, such as whether the human security forces they were intending to hire could be adequately controlled once cash no longer had value. If only they could work out these last few kinks, they could safely escape from the rest of us.

When I challenge him on the ethics of bailing, he snaps back, “At least the elementary school will have two less bodies to space at six-foot intervals. I’m doing you a favor.” He can’t resist showing me the photo on his phone from the rental site. It was a gorgeous, solar-powered cabin on a remote hillside with the headline “Luxury Eco-Lodge.” He smiled. “I always wanted the kids to get a Waldorf education, and now they even have an online option.”

But I’m just an author and media theorist, after all, not a scholar of catastrophe logistics. I like to think I’ve had some success identifying signals from the future, but looking back on the whole episode, I find it hard to believe this group of successful technology investors and entrepreneurs were really paying me for legitimate survival strategies so much as to serve as a kind of dungeon master for their fantasy role-playing session. The conversation was almost a form of theater dedicated to developing their collective, mutually reinforcing fantasy. These solar-powered hilltop resorts, chains of defensible floating islands, and robotically tilled eco-farms were less last resorts than escape fantasies for billionaires who aren’t quite rich enough to build space programs like Jeff Bezos and Elon Musk. No, they weren’t scared for the Event; on some level, they were hoping for it.

Into assets like stocks. Historically, if you own stocks, then great. You will make money. If you don’t own assets like stocks, your money is devalued and your purchasing power decreases.

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rates on scrutinizing all angles of data, I have been exposed to many types of graphs. However, because there are way too many functions and the codes are not easy to remember, I sometimes forget the syntax and have to review or search for similar codes on the Internet. Without doubt, it has wasted a lot of my time, hence my motivation for writing this article. Hopefully, it can be a small help to anyone who has a memory of a goldfish like me.

It sounds idyllic. So much so that I can’t help but wonder if the threat of infection is less the reason for his newfound embrace of virtual insulation than it is the excuse.

Nick Wignall, an expert in this area, suggests we should tighten up our habits and sleep routines to ensure better quality sleep. This is Nick’s personal insomnia guide, but here four ways he suggests we can tighten up our sleep, especially during times of stress:

The best example in history of overconfidence in stocks and money printing going wrong is Japan’s Lost Decade. Japan still hasn’t fully recovered. They too thought stocks would go up forever and the Bank of Japan could keep buying financial assets to save the markets through quantitate easing.

If Japan suffered from hype, overconfidence, and too much intervention from governments and central banks, what makes the US invincible? Well, roughly 80% of global trade is done in US dollars because it is the World’s Reserve Currency. Perhaps that means the US can survive the crisis longer.

The contrarians argue that it doesn’t matter if stocks are overvalued by 200%. “Buy and hold has always worked,” they say. That logic only applies if you live in a bubble.

At the time, I saw all this paranoid prepping as misplaced guilt over what these fellows knew they were doing to the world. It seemed to me that they were in a trap, building heinously extractive companies in order to earn enough money to insulate themselves from the reality they were creating by earning money in that way. Instead of figuring out how to get away from the rest of us, I told them, they might want to focus on making the world a place from which they wouldn’t have to retreat.

“CBT-I is magic,” Perlis says. Like other forms of psychotherapy, CBT-I is tailored to each individual’s situation and challenges. It usually combines a handful of interventions that target a person’s thoughts, behaviors, and sleep routines, and it requires a sleep specialist’s oversight, he explains.

Stock prices reflect overconfidence and hype. Stock prices are predicting the future — where the economy bounces back strongly. If that doesn’t happen then stock prices will have to adjust to meet reality.

CBT-I is a form of individualized psychotherapy that has become the “gold standard” for people with chronic insomnia, and that more than a decade of research has shown to be highly effective. In its clinical practice guidelines, the American College of Physicians recommends CBT-I as its “first-line” treatment for chronic insomnia.

Iris: Impact vs. affect. This year, “impact” as a verb is showing up a lot. Impact makes a great noun, but it can be a problematic verb or just a bit too much, particularly when the less intense “affect” can take its place. When I read impact in a context like “how the pandemic impacted the workplace,” I might even replace it with a stronger verb: “how the pandemic dismantled/altered/forever changed the workplace.” Here’s an example I just read in my local news outlet where impact shows up as an appropriately impactful noun: “the pandemic’s impacts on learning.” That said, I will sometimes leave impact as a verb when the context is especially intense, like so many things 2020.