“They have the advantage of coming to California without being tainted and polluted by what’s in the water supply and ai

For the adherents of Bohmian mechanics, the wavefunction is a real thing but it guides another thing, the particle, which is also real. So the wavefunction is like a ghostly force telling the particle where to go.

Tim Ferriss, who interviewed Patrick, says that the entrepreneur is probably the most aggressive reader he’d ever met — and that means a lot coming from a guy who’s interviewed hundreds of top performers. Derek Anderson, the founder of Startup Grind, has publicly called Collison a genius.

Stripe changed all that by giving developers a quick and reliable way to set up payments. As a result, they built an army of champions for their product, effectively bypassing the “decision makers,” most of whom would have never believed that 7 lines of code can replace custom integrations that took up to 6 months to build.

There’s no going around the fact that the Collison brothers are aggressively smart. Patrick quit high school a year early to join MIT at the age of 16, only to drop out a year later to raise cash for his first startup, Shuppa. He soon sold the startup to Auctomatic for $5 million.

In most companies, financial integrations were a top-down decision that came from managers who knew little about the technical nightmare of the integration process. They would set arbitrary goals and deadlines, and pass the responsibility onto developers who had to outdo themselves in order to meet expectations.

Those who believe in the Many Worlds Interpretation of quantum mechanics see the wavefunction as a description of an infinite number of worlds, each containing its own copy of the particle.

These last two might take some explaining. In the first case, the wavefunction describes all the possible realities that could exist. By some mysterious process, one of those realities is selected to be the “real” one that we measure. The wavefunction doesn’t let go of any of those other potentialities until we measure it but they were never real in the first place.

Another reason why Stripe blew up is because it was so universal. Platforms like Shopify and Lyft rely on payment simplicity — each additional step in account verification can mean millions of churned users. Stripe’s 7 lines of core code worked just as well in any environment, enabling billions of emerging platform users with same-week verification.

See, back in 2010, setting up a payments system for your business was an extremely tedious process. Most integrations at the time took weeks and months to set up. It was an exhaustive process, involving several departments — from legal to accounting.

Banks. Credit card companies. Regulators. Yes, the payments industry has a lot of police officers. And you need to get approval from all of them before the dollars falling into your bank account are considered legal.

However, genius alone didn’t get Patrick to where he is today. The Collisons were born in a small Irish town, and their humble, problem-solving, product-first approach is what turned them into a massive success.

Stripe changed all that. Collison brothers spent 2 years testing their platform and building relationships with credit card companies, banks and regulatory institutions. John and Patrick spent countless hours presenting their product to authorities and building enough trust to partner with them. As a result, users only have to upload a couple of documents to set up their fully operational Stripe account.

“For years, the explosive growth of e-commerce has outpaced the underlying technology; companies wanting to set up shop have had to go to a bank, a payment processor, and “gateways” that handle connections between the two. This takes weeks, lots of people, and fee after fee.” — Ashlee Vance, Bloomberg Businessweek

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text) when you say you will. Be where you say you’re going to be. With who you say you’ll be with. And don’t be that person who always asks for a rain check, even if you’re super-busy and super-important. And, if you are, be aware of the message you’re sending to your partner: I have better things to do than you.

“They have the advantage of coming to California without being tainted and polluted by what’s in the water supply and air of Silicon Valley,” says Moritz, a partner at Sequoia Capital and a Stripe board member. “They’re more humble and well-rounded.”