When you have your money invested in assets, you should be keeping as much of that money invested for as long as possibl

Now, of course, all investments come with some form of risk attached to them. The higher the potential reward, the more the risk of loss. The key is to strike a balance: take some risks that you can get big rewards from, but don’t do it with all of your saved money. Put most of your investments in rock-solid assets, and then you can take a few risks to get bigger rewards. The barbell strategy may be a good option here. Balance your portfolio and diversify.

Donald Trump has petulantly wrecked as much of its citizens’ faith in the apparatus of democracy as he could on his way out, smearing his name in feces across the pediment of American history.

We shouldn’t forget, or forgive, Andy Harris and Trump’s other craven accessories who unhesitatingly betrayed their country and their constitution. Their names should be remembered, and reviled. And we also shouldn’t forget that they acted out of fear of their constituents — our relatives, neighbors, and co-workers, who were eager to disenfranchise their fellow citizens (especially Black ones) and trash the last semblance of an ostensible republic for the sake of a one-time win. Whether he was deluded or stalling, bluffing or just deflating the ball ’cause he was mad that he lost, Donald Trump has petulantly wrecked as much of its citizens’ faith in the apparatus of democracy as he could on his way out, smearing his name in feces across the pediment of American history; that damage won’t be easy to fix, nor the stain easily expunged. Hopefully, Trump was just a fluke, a grotesque aberration; but someday a more competent, charismatic fascist may come along, and we now know how undefended our system is against such men. We know that our elected officials will do nothing to stop him so long as they think he’s their fascist, and that a significant number of our fellow citizens — a lot of the same ones who like to cosplay minutemen and fantasize about standing up to “tyranny” — will welcome his rule. The real bulwark of democracy in America is what Trump calls “The Deep State”: the lawyers, officials, and civil servants who try to do their jobs well and with self-respect — to do, as John Ralston Saul put it, what a person ought to do.

That being said, buying a house is not the end all be all strategy. Renting a home can also be a viable option, especially in the short term. The money you save by renting and not paying a mortgage can be invested in other places such as stocks, bonds, cryptocurrencies, and more in order to diversify your assets. The prices of houses in some major cities are actually so high that renting and investing the spare money actually makes you more wealthy over the long term. There are rent vs. buy calculators if you want to do some calculations on this yourself.

It was grimly, stupidly, frustratingly predictable. Millions of Americans travelled for Thanksgiving. In the middle of a lethal pandemic. That America had already failed to contain, and had the highest numbers in the world. Warning after warning was given. Please don’t travel. Stay at home this year. Help others be safe. The President-Elect spoke, the most respected doctor in the country spoke, all the epidemiologists agreed, and so did everyone left who was sane.

Out of all the expenditures one makes in their life, their home is usually the largest. It will be a huge advantage to you if you can somehow leverage the money you put towards your home to your advantage, to earn you more money like any other asset.

Most importantly, always always always do your research before buying any kind of asset. Make sure that the risk justifies the potential reward and that those rewards are based on reality. If something sounds too good to be true, then it probably is.

The real villains in any failing democracy are never the politicians, who are ultimately cringing, fearful creatures, easily bribed or bullied, but the electorate. I’m afraid that Andy Harris may actually represent his constituents’ wishes: He and Trump’s other accomplices in the party are cynically repeating the president-unelect’s lies because their voters want to hear them, and passively acquiescing to his attempted coup because they back it. I honestly don’t know whether Trump’s base genuinely believes his transparent fabrications — that the Democrats stole the election in a massive national fraud executed with a coordination and flawlessness the Democrats have never successfully applied to any other endeavor in history — or if they just pretend to because it’s to their side’s advantage, the way sports fans all agree a disputed play was their team’s point. Maybe there’s no longer any difference for them between what they believe and what they want.

No one works forever. You will be old one day, perhaps still able to work but not at the same level as you did in your younger years. It’s important to plan for such things.

The most common way to leverage your home to make money is to buy a house. Houses have grown at nearly the rate of the stock market over the past 100 years. On top of that, you can upgrade them through renovations to add value to the house. The best part: your primary home often comes with numerous tax advantages, including any appreciation in value being tax-free in some countries!

And yet none of that seemed to matter. Or at least not matter enough. To the millions of American Idiots, for whom sitting around a table eating turkey proved to be more than important than stopping the spread of a deadly disease.

As of this writing, it looks like Trump’s amateurish attempt to overturn the election has failed. Trump likes to hang out with dictators and thinks they’re cool, but he’s always been a wannabe; luckily for us, he’s too stupid and weak to become one. But it was, as Wellington admitted of Waterloo, “A damned close-run thing.” It all came down to a handful of unelected officials who aren’t hostage to the mob placing their professional reputations and personal integrity above partisan politics: Trump’s own lawyers, who withdrew from his spurious cases; Trump-appointed judges, who tossed them out of court; and Republican election board officials who ratified the will of the voters, despite pressure from the president and threats from his supporters. Our elected representatives may be shameless sociopaths and opportunists, but these ordinary men and women were unwilling to disgrace themselves in front of their colleagues, friends, and families to humor the delusions of a would-be autocrat.

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his niche is so interesting is because it earns abnormally high ad rates. Audiences interested in personal finance tend to have higher incomes, so companies are willing to spend more to reach them than they would for most other niches.

I know that not all Republicans, or all Trump supporters, are like this. After the election, a relative in Texas wrote me: “Congratulations on your November 3rd win. He is now everyone’s President and has our allegiance… I think it is safe to say we all want peace and prosperity, to work together and stop the spread of hate.” Trump’s refusal to accept the results of the election is as much an insult to these decent citizens as to those of us who voted for the other guy — to anyone who respects basic civics-class principles or playground fairness. But, unlike the Democrats, who’ve ignored and disowned their progressive wing for decades, Republicans have so avidly pandered to the bigots at their fringe that they now control the party.

We shouldn’t forget, or forgive, Andy Harris and Trump’s other craven accessories who unhesitatingly betrayed their country and their constitution. Their names should be remembered, and reviled. And we also shouldn’t forget that they acted out of fear of their constituents — our relatives, neighbors, and co-workers, who were eager to disenfranchise their fellow citizens (especially Black ones) and trash the last semblance of an ostensible republic for the sake of a one-time win. Whether he was deluded or stalling, bluffing or just deflating the ball ’cause he was mad that he lost, Donald Trump has petulantly wrecked as much of its citizens’ faith in the apparatus of democracy as he could on his way out, smearing his name in feces across the pediment of American history; that damage won’t be easy to fix, nor the stain easily expunged. Hopefully, Trump was just a fluke, a grotesque aberration; but someday a more competent, charismatic fascist may come along, and we now know how undefended our system is against such men. We know that our elected officials will do nothing to stop him so long as they think he’s their fascist, and that a significant number of our fellow citizens — a lot of the same ones who like to cosplay minutemen and fantasize about standing up to “tyranny” — will welcome his rule. The real bulwark of democracy in America is what Trump calls “The Deep State”: the lawyers, officials, and civil servants who try to do their jobs well and with self-re