Here’s How To Finance Hair Treatment Expenses With a Health Card

Premature thinning of hair and baldness has been among the most prevalent conditions plaguing the Indian populace since the past few years. While previously, most individuals accepted baldness as a natural phenomenon, there has been an increase in awareness about treatments and hair transplant procedures to counter the debilitating effects of untimely hair loss.

Nonetheless, one of the problems that still prevent individuals from seeking treatment for hair loss is that the procedures involved are mostly quite expensive. However, with financial institutions like Bajaj Finserv introducing payment tools such as the Heath EMI Network Card, hair treatment procedures have become much more affordable than before. Furthermore, apart from hair transplantation and treatment, the Bajaj health card hospital list also includes various leading names in the industry, allowing cardholders to avail quality care for a plethora of conditions. 

Before delving further into the benefits of such a health card for financing hair treatment, it is, however, crucial to learn more about the said procedure and the cost involved.

What does hair treatment entail?

Several underlying causes can trigger hair loss. While an unhealthy lifestyle and stress can be the leading causes of this condition, one can also be suffering from pattern baldness or androgenic alopecia.

Whatever be the cause, more individuals are opting to undergo a hair transplant procedure to treat baldness and thinning of hair. Hair transplant is a form of surgery that takes place under local anaesthesia, wherein the surgeon moves a portion of hair from the side or back of an individual’s head to the top or front.

Hair transplant surgery can be of several types – 

• Slit grafting

• Micro grafting

• Punch grafting

• Scalp reduction

These surgeries are conducted with the aid of advanced instruments and take about four hours in total. The patient also looks at a recovery period of a few days, during which they are prescribed medication to keep inflammation under control.

This procedure is, thus, one of the safest and most effective ways to overcome baldness.

Some other types of hair treatments also include – 

• Platelet-rich plasma therapy

• Using medication like Propecia and Rogaine

Nonetheless, the average expense of hair transplant surgeries can range between Rs.30,000 and Rs.1.5 lakh, depending on the type of procedure opted for. Such high expenses associated with hair treatment mostly act as a deterring factor that discourages individuals from opting for one. 

The issue of financing these procedures can, however, be easily alleviated by availing a Health EMI Network Card. These cards make addressing a plethora of health issues easier by helping to convert the bill generated in due course of treatment into easily payable no-cost EMIs.

Furthermore, cardholders can utilise the benefits of such cards for procedures that are otherwise not covered under health insurance policies. Thus, with a health card, one can easily avail treatment for his/her baldness and other related conditions.

Financing hair treatment with a health card

Financial tools like the Bajaj Finserv Digital Health EMI Network Card proffer users with a host of benefits. With this card, individuals can not only avail the best healthcare from any of the facilities under the Bajaj health card hospital list but also keep the treatment costs well within their affordable limits.

Following are a few other benefits offered by such health cards – 

• Available for over 800 treatments

With this card, individuals can convert the bill generated from over 800 treatment procedures into no-cost EMIs, to be paid over a tenor ranging between 3 months and 24 months. These treatment procedures include hair treatments, as well as various surgeries, care for critical illnesses, slimming treatments, diagnostic care, etc.

• Over 5,500 partner facilities

There are more than 5500 facilities included under the Bajaj health card hospital list spread across more than 1,000 cities pan India, from where cardholders can seek top-notch care for their health conditions. Individuals with a health card can visit any of these partner medical care facilities, and swipe the card to convert their bills into EMIs. Such cards come with a pre-approved limit of up to Rs.4 lakh, which can be especially beneficial while availing expensive treatment procedures like hair transplantation.

• Easy application process

Existing customers of Bajaj Finserv can avail this health card without submitting any additional documents. To apply for the health card, all they would need to do is apply through the financial institution’s website, and pay a one-time fee. The fees in the case of insta cards amount to Rs.707, and for non-insta cards, it remains at Rs.589.

Thereafter, their application would be approved, and they will be able to access the health card through the NBFC’s official app.

Individuals who are not existing customers can avail this health card from any of the NBFC’s partner facilities by submitting a few requisite documents.

• Benefits for the entire family

The benefits of this health card extend towards the cardholder’s entire family like his/her spouse, children, parents and siblings.

With such benefits and more, such a health card is an important financial tool that can facilitate availing quality healthcare from some of the best facilities across India without any added burden on one’s finances. Individuals can, thus, easily finance their hair treatment expenses conveniently with such a card at their disposal.